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U.S. Credit Rating Downgraded

U.S. Credit Rating Downgraded

On May 16, 2025, Moody’s Investors Service downgraded the U.S. sovereign credit rating from Aaa to Aa1, marking the first time in over a century that the United States has lost its top-tier rating from all three major credit agencies. This decision underscores growing...

How to Use Dollar Cost Averaging (DCA) to Stack Goldbacks Over Time

How to Use Dollar Cost Averaging (DCA) to Stack Goldbacks Over Time

In a world of economic uncertainty, market fluctuations, and constant inflation, many people are turning to alternative stores of value to preserve their wealth. A great option to store value and preserve wealth are Goldbacks, a form of voluntary currency backed by...

Gold vs. Bitcoin: The Safe Haven Asset

Gold vs. Bitcoin: The Safe Haven Asset

President Donald Trump announced a sweeping set of tariffs on April 2, 2025, during a White House Rose Garden ceremony. He declared the day as "Liberation Day," describing it as "one of the most important days in American history" and "our declaration of economic...

Are You Ready for a Post-Dollar Global Economy?

Are You Ready for a Post-Dollar Global Economy?

For decades, the U.S. dollar has reigned supreme as the world’s reserve currency, the backbone of the global financial system. It’s the medium of exchange for international trade, and the benchmark against which many assets are measured. Its status grants the U.S....

In Times of Uncertainty…

In Times of Uncertainty…

In today’s economic climate, uncertainty is the new norm. Inflation is eroding purchasing power, tariffs are disrupting global trade, and financial markets are swinging unpredictably. In the face of this growing instability, one asset continues to rise above the...

Gold Hits $3,000, But You Don’t Need Thousands to Own It

Gold Hits $3,000, But You Don’t Need Thousands to Own It

In a historic moment for global markets, the price of gold has surged past the $3,000 per ounce mark, setting a new all-time high. This milestone reflects not just a market trend, but a deeper narrative playing out across the globe: when uncertainty reigns, gold...

Quantitative Easing, Inflation, and the Case for Goldbacks

Quantitative Easing, Inflation, and the Case for Goldbacks

Understanding Quantitative Easing and Its Role in Inflation In times of an economic downturn, central banks, like the Federal Reserve, often turn to an economic lever called quantitative easing to stimulate financial activity. Quantitative easing is the process by...

What happened to my raise? Inflation: The Silent Thief

What happened to my raise? Inflation: The Silent Thief

After more than 20 years working in compensation, I’ve watched employees anticipate their annual raises, only to feel disappointed when they notice increasing prices of everything. Their purchasing power barely improves or even worsens in some years. We have inflation...