by Ryan Valentine | Sep 25, 2026 | Business Financing
For most retail and direct-to-consumer businesses, Q4 represents 30% to 40% of annual revenue. That concentration means the holiday season does not leave much room for improvisation; the businesses that execute well in November and December are almost always the ones...
by Ryan Valentine | Jun 9, 2026 | Business Financing
A 90-day forward purchase agreement for merchants, also called a merchant cash advance (MCA) or revenue-based advance, is a short-term financing arrangement in which a funder purchases a specified amount of a business’s future receivables at a discount, with the...
